Installment purchase (Freshness plan)

The "Taraavat" credit plan has been designed to create value for fellow citizens and esteemed customers, as well as to help boost business in the country. It is a suitable tool for offering special services to Bank Ayandeh customers and applicants of the product in branches across the country. Based on this plan, applicants for micro-facilities, depending on their deposit balance in the bank or the credit score of the banking arena of the country, can benefit from the facilities of the "Taraavat" credit plan in the form of a Morabaha contract and proceed to purchase goods from the Hotaf Saatchi online store. The credit amount of the plan: Minimum 20 million Tomans and maximum 100 million Tomans. *There is no possibility of cash withdrawal or credit transfer to Shetab network cards for the customer. *You will not have the possibility to sell the product until the end of the installment repayment to the Hotaf Saatchi collection. *There is no possibility to buy gold without rent or coin in installments from the Hotaf Saatchi collection. *Credit charge in the active status of the credit wallet of the mobile card is allocated to the customer. The method of settlement for the customer and the method of payment at the time of the customer's request is determined according to his choice. Settlement models: One-time settlement: One month after the date of credit charge in the credit wallet without credit interest Repayment of the first installment: One month after the end of the one-month purchase period. Installment repayment in three models: One-year with a rate of 18 percent. Two-year with a rate of 18 percent. Conditions for benefiting customers who have used the Ayandehdaran (1) plan before: They should not be bank debtors. Full settlement of Ayandehdaran (1). Providing new guarantees (separate from Ayandehdaran1 credit) (new guarantees). Re-credit. Customer's good account. How to apply for credit: Individual customers: Visit the "Samta" system (samta.ba24.ir) Visit the "Virtual Counter" system (abplus.ir) Visit the branches of Bank Ayandeh. How to buy in the Taraavat plan: Online purchase through the online store of Hotaf Saatchi, a contract party with Bank Ayandeh. The customer only receives credit once and can buy from the online store of Hotaf Saatchi several times up to the credit limit and for a period of one month (from the time of credit charge). After each purchase, a message will be sent to the customer via the mobile card system containing the purchase amount, the remaining credit. At the end of one month of purchase opportunity (from the time of credit charge), a message will be sent announcing the end of the purchase opportunity, announcing the remaining and blocking the credit card. Bank Ayandeh Support (Any questions about Taraavat plan facilities): 021-27663200 Hotaf Saatchi Online Store Support (Guidance and consultation for product selection and delivery time): 021-55612185